There’s something exhilarating about imagining retirement: no more meetings, no more clocking in, just open schedules, freedom, and finally time to do what you want. But that kind of freedom doesn’t happen by accident—it takes intentional planning, smart strategies, and a clear roadmap. Whether you’re just starting to think about retirement or fine-tuning your plan, the strategies below will help you feel empowered, not anxious, about the road ahead. Let’s make sure your retirement isn’t just relaxing—it’s financially free.